Our Team
We bring together decades of experience in underwriting and operations with cutting-edge analysis to deliver bespoke solutions that meet your specific needs.
Just as a river navigator anticipates and reacts to oncoming rapids, Fall Line Specialty anticipates market shifts and regulatory changes, helping your company adjust its course swiftly and effectively.
Rob Reynolds
Founder & CEO
With over 20 years of experience leading data and analytics teams at Fortune 500 insurance carriers, Rob Reynolds has forged a reputation as a transformative leader in the industry. Now at the helm of Fall Line Specialty, Rob is driving innovation as the founder of an insurance solutions provider specializing in the Excess, Surplus, and Reinsurance markets. Fall Line Specialty empowers agents and carriers with distinctive insights, cutting-edge operational strategies, and advanced technical capabilities that uncover and seize growth opportunities. Rob's mission is to turn complex market challenges into pathways for meaningful, sustained success.
Michelle Middleton
Co-Founder & COO
Michelle has 36 years of commercial property and casualty insurance experience with a focus on domestic underwriting, product development, product management, strategic marketing, and territory distribution management with two Fortune 500 insurance carriers. With 10 years of P&L accountability and line of business leadership in Excess Casualty and Commercial Auto, Michelle is driven to create profitable portfolios.
Yogendra Patil
Technology and Architecture
With over 20 years of technology leadership in enterprise architecture and digital transformation, Yogi has successfully delivered enterprise-scale solutions across financial services and insurance industries. His experience with global investment banks and Fortune 500 insurance carriers encompasses cloud-based solutions, advanced analytical platforms, and comprehensive technology landscape management.
Quentin van Marcke de Lummen
Business Development and Client Engagement
With 30 years of deep insurance expertise across major carriers and brokers, Quentin brings unique insight into the operational challenges and opportunities within insurance organizations. Throughout his career, Quentin has demonstrated exceptional ability to drive transformational change and significant business growth. His background spans retail and wholesale distribution channels, underwriting operations, risk assessment, and client relationship management—providing him with comprehensive understanding of where AI can deliver the greatest impact across the insurance value chain.
Elizabeth Corral
Product Development
Elizabeth has 20 years in commercial insurance product development and pricing with major carriers in the insurance industry. She is a passionate manager with a track record of leading underwriting operations and implementing automated processes to minimize expense and improve compliance, retention, and growth opportunities for the carriers.
